Commercial Auto Insurance
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Commercial Auto Insurance
When it comes to buying a commercial policy, Gotta Have Insurance quickly tailors packages that meet both your needs and your budget.
Who Needs Commercial Auto Insurance?
What Does Commercial Auto Insurance Cover?
Who Needs Commercial Auto Insurance?
For businesses that use vehicles on a regular basis, comprehensive commercial vehicle insurance is a necessity to ensure the safety and security of your employees and products.
Some examples are companies in the freight industry, as well as limo services, bus companies, taxi services, and other transportation businesses
At Gotta Have Insurance, we’d be happy to provide you with a customized insurance quote. For the sake of your business, it is absolutely essential that you protect your business vehicles, their cargo, and the people who drive them with commercial vehicle insurance.
What Does Commercial Auto Insurance Cover?
Get a free, no-obligation quote for your company’s auto insurance needs by getting in touch with our Texas commercial insurance agency. As your business grows, we look forward to working with you to make it even more successful.
Liability Coverage
In the event of property damage or personal injury, liability insurance will cover the cost of the damages. When a covered accident occurs, you are legally liable for any damages caused by you or your employee. Your organization’s liability insurance will cover the costs of a lawsuit made against your company in the event of an accident that results in physical injury.
Uninsured and Underinsured Motorists Coverage
Unfortunately, some drivers on the road either lack insurance or are underinsured for their circumstances. Your property damage and any bodily injury to you, your employees, or other passengers will be covered by this insurance if you or one of your employees is involved in an accident with an uninsured or underinsured motorist.
Medical Payments
After a car accident, medical insurance may not be accessible or may not cover the whole cost of therapy. Regardless of who is at fault in a car accident, medical payments coverage will pay for your employees, you, and your passengers’ hospitalization and medical expenditures up to your policy limit. Having this insurance ensures that everyone who needs medical attention can get it and return to their normal lives.
Collision Coverage
In the event that one of your company’s vehicles collides with another object or vehicle, collision insurance will pay for the damage to your vehicle regardless of who is at fault. Your deductible may apply. To be safe, double-check the terms of any loans or leases you may have on your vehicles in case this is required.
Comprehensive Coverage
Theft, vandalism, weather occurrences, and animal-related catastrophes can all be covered by comprehensive coverage. If you have a deductible, this is covered as well. To ensure that your vehicles are protected in the event of an unforeseen event, it is best to make sure that all of them are insured.
Call (979) 245-5563 or send us a message to request a callback.